You're on this page of our web site for one reason, yield with safety. How does First Commercial achieve this for you? Experience is the answer and not experience as a broker rather a direct lender with our own money for 30-years. Our money is fully invested in exactly the same fashion as yours will be. Our underwriting criteria is solid, so much so that our investments are thriving even in today's market. Recession resistant property types such as medical office buildings next to profitable hospitals or professional office buildings next to the courthouse etc. We don't fractionalize our trust deed investments and we don't pool either, one investor for each loan. Each note comes with a 1st deed of trust, title insurance and you are named as additional loss payee on the securing property's hazard insurance policy. Our loans never exceed 50% of the property's value. Yields range from 9% to 12% with loan terms as short as six months or as long a two years. Thick cash equity is a must and rock solid exit strategy as well. You can service your own portfolio or let us confirm that property taxes and insurance is current throughout the loan term. First Commercial delivers trouble free safety and yield and control of your investment.